DVC financing is so easy we have broken it down into 3 steps for you.

So you’re thinking of buying a DVC points package and saving money on future years of Disney vacations?  Congratulations!  Because DVC ownership ensures year after year travel for you and your family at a nice discount to the most magical places.  DVC owners also get tons of perks and privileges for being an owner (see our other blogs about those).  Obtaining DVC financing at the lowest interest for only 5 years (vs. 10 years) to purchase your points package on the resale (pre-owned) market is the surest way to maximize those nice discounts.  Below, we will explain the DVC resale financing process so you can budget low monthly payments and cure add-on-itis.

STEP 1      CHOOSE YOUR PAYMENTS

The first step to DVC financing is choosing your loan payment and terms. Just click here to use our easy payment calculator for different loan amounts:  https://www.vacationclubloans.com/rates-calculator/

There are never any prepayment penalties with us so you can feel at ease choosing a longer payment term but paying additional principal when you are able to.  60-month terms will give you a lot of flexibility to make your payment as low as possible.

A loan amount of $15,000 is just $318 per month.

A loan of $15,000 for 60 months has $4,078 in total interest if not paid off early.

NOTE:  Don’t borrow money for over 60 months as this eats up all your savings. the very same loan of $15,000 for 120 months, or 10 years, cost $10,720 in total interest. That’s almost as much as the whole loan.

STEP 2      APPLY

DVC financing through Vacation Club Loans is very easy to obtain and our turn-around time is ten minutes during business hours.  Plus, you only need a 600 FICO credit score or better to be approved.  We approve 95% of all purchases and we are able to finance all DVC properties located in Florida, Hawaii, South Carolina, or California. To get approved simply fill out our one page, no obligation, credit application on our secure website.

Our interest rates are the lowest in the industry for DVC lenders averaging 9.9% APR with just a 20% down payment.

STEP 3     SIGN DOCUMENTS

The third step is for you to sign our DVC loan documents.  The title company will send all the documents, including our Promissory Note, for you to sign at closing.  The resale process takes approximately 60 days to clear “right of first refusal” (ROFeR) and then closing time. Once this package is completely executed and returned to your title company, the title company will notify us and we will wire the funds immediately to ensure a fast closing.

We are DVC owners, we understand the resale market, and how DVC ownership works so we help the closing process go smoothly and quickly. The distribution of funds completes the sale and DVC is notified that you are a new owner or an existing owner adding more points.  The process is completed in 3 easy steps!

Now go have a Magical Vacation year after year and enjoy those DVC villas and perks!

For more information please contact Debbie Ely via email Debbie@vacationclubloans.com  or phone 1-800-334-2334.