Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans.  In Florida, the average is $250.  In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee.  This fee will be fully disclosed 30 days before closing your loan.

Vacation Club Loans does NOT have a loan origination fee, saving you even more!

Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders.  This will save you a few hundred dollars over our competitors.

You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement.  This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.