DVC Financing For Up To 10 Years at all DVC Properties

Check out the video series on Youtube: Top 5 Reasons to Stay At Disney”.

Disney Vacation Club

DVC financing for up to 10 years at all DVC properties starting as low as 11.9% APR based on credit score and length of loan. See our Rates & Calculator page for details including our Cash to Close Estimator! This tool is very helpful when shopping and adding up all those items.

A 600 FICO credit score is all that is needed for instant approval. Apply and get approved today! Click Here

Loans Over $8,000 Terms up to 120 Months, 10 years Click Here for QUOTE.

Loans Under $8,000 terms up to 84 Months, 7 years Click Here for QUOTE.

No prepayment penalties ever.

$0 loan origination fee (saving you $199 on closing costs)

Best Rate Guarantee with Vacation Club Loans: We are so confident that we can match interest rates from any private DVC lender that we guarantee it! The interest rate must be for the same loan type, amount & payment schedule. Proof of approval: An official PDF, letter or screenshot are all acceptable forms of verification.

*Mortgage interest is tax deductible.

Just getting started – 5-Step DVC Process Infographic

Have a contract and loan approval already – Next Steps in Buying DVC infographic

HOW THE PROCESS WORKS:

Step 1: Finance up to 90% of your DVC resale purchase for up to 10 years depending on the loan amount. A credit score of 650 is all you need to be instantly approved for any DVC property. Credit Scores under 650 or no credit check option requires 20% down payment and you can finance closing costs too!

Simply fill out our no-obligation credit application to get approved in minutes: Apply – Click Here

Step 2: Pick a points package through your resale broker. We work with the best, licensed and highly skilled DVC resale brokers across the country. Once you have a contract accepted, we will work directly with your resale broker and title company to get all the loan documents prepared quickly and accurately.

Step 3: After ROFR (right of first refusal) is waived by Disney, you will receive your closing package from your title company. Included in this package will be your Mortgage and Loan Documents. Sign and have notarized! Then return to the title company.

Step 4: Once the title company has all signed, notarized originals back they notify us and we electronically wire the funds the very same day so you can close quickly and easily!

Step 5: Receive a Welcome Home email from us! You will have 24/7 online access to your loan account. There are NO prepayment penalties so you can pay off your DVC financing early if you choose.

	INTEREST INTEREST RATES RATES		DOWN PAYMENT
FICO Credit Score	1 to 7 Year terms	8 to 10 year terms
800 – 850	11.9% APR	11.9% APR	10% down
700 – 799	13.9% APR	13.9% APR	10% down
650 – 699	14.9% APR	14.9% APR	10% down
649 or less	15.9% APR	15.9% APR	20% down payment required
	No Prepayment Penalties on All Loans