Your privacy is critically important to us. At Vacation Club Loans we have a few fundamental principles:

• We will use the best of our abilities to protect your personal information including encryption, SSL technology, and any other new developments in consumer protection we deem fit to add as an additional layer for your protection.
• We don’t ask you for personal information unless we truly need it.
• We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
• We don’t store personal information on our servers unless required for the on-going operation of one of our services that you have requested.

Below is our privacy policy which incorporates these goals.

Vacation Club Loans, LLC (“Vacation Club Loans”) operates this website VacationClubLoans.com and uses wordpress.com. It is Vacation Club Loans’ policy to respect your privacy regarding any information we may collect while operating our website.

• Website Visitors

Like most website operators, Vacation Club Loans collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Vacation Club Loans’ purpose in collecting non-personally identifying information is to better understand how Vacation Club Loans’ visitors use its website. From time to time, Vacation Club Loans may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Vacation Club Loans also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on WordPress.com blogs. Vacation Club Loans only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left.

• Gathering of Personally-Identifying Information

Certain visitors to Vacation Club Loans’ websites choose to interact with Vacation Club Loans in ways that require Vacation Club Loans to gather personally-identifying information such as Apply Now features. The amount and type of information that Vacation Club Loans gathers depends on the nature of the interaction. Those who engage in transactions with Vacation Club Loans – by requesting our loan services for example – are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Vacation Club Loans collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Vacation Club Loans. Vacation Club Loans does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

• Aggregated Statistics

Vacation Club Loans may collect statistics about the behavior of visitors to its websites. For instance, Vacation Club Loans may monitor the most popular blogs on the site or use spam screens to help identify spam. Vacation Club Loans may display this information publicly or provide it to others. However, Vacation Club Loans does not disclose personally-identifying information other than as described below.

• Protection of Certain Personally-Identifying Information

Vacation Club Loans discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Vacation Club Loans’ behalf or to provide services available at Vacation Club Loans’ websites, and (ii) that have agreed not to disclose it to others. Vacation Club Loans will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Vacation Club Loans discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Vacation Club Loans believes in good faith that disclosure is reasonably necessary to protect the property or rights of Vacation Club Loans, third parties or the public at large. If you are a registered user of and Vacation Club Loans website and have supplied your email address, Vacation Club Loans may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Vacation Club Loans and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Vacation Club Loans takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

• Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Vacation Club Loans uses cookies to help Vacation Club Loans identify and track visitors, their usage of Vacation Club Loans website, and their website access preferences. Vacation Club Loans visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Vacation Club Loans’ websites, with the drawback that certain features of Vacation Club Loans’ websites may not function properly without the aid of cookies.

• Privacy Policy Changes

Although most changes are likely to be minor, Vacation Club Loans may change its Privacy Policy from time to time, and in Vacation Club Loans’ sole discretion. Vacation Club Loans encourages visitors to frequently check this page for any changes to its Privacy Policy.