How Much Are The Mortgage Recording Fees?
Anyone and everyone is eligible to be a DVC owner! All of our DVC applications are approved!
Do You Offer Interest Rate Discounts on DVC Financing?
Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans. In Florida, the average is $250. In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee. This fee will be fully disclosed 30 days before closing your loan.
Vacation Club Loans does NOT have a loan origination fee, saving you even more!
Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders. This will save you a few hundred dollars over our competitors.
You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement. This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.
Credit Score
Interest Rate
800-850
700-799
600-699
599 or Less (No Credit Check Option
11.9%
13.9%
15.9%
17.9%
Do You Finance all DVC Resorts, including those outside of Florida?
Yes, we offer DVC financing at all DVC resorts. We are here for you, our customer, no matter where you choose to buy as your home resort. We handle DVC financing for all 4 states where DVC has properties: Florida, Hawaii, California, and South Carolina. See our Blog for articles on each property.
We can now offer DVC financing at all DVC resorts with terms of 10 years (120 months) for any loan over $6,000 thus making your monthly payment even lower.
For loans of less than $6,000 the maximum term is 7 years (84 months) still keeping your payment low!
Here is a complete list of all DVC financing at all DVC resorts we do:
FLORIDA, HAWAII, SOUTH CAROLINA, AND CALIFORNIA
- Bay Lake Tower at Disney’s Contemporary Resort
- Boulder Ridge Villas at Disney’s Wilderness Lodge
- Disney’s Animal Kingdom Villas
- Disney’s Beach Club Villas
- Disney’s BoardWalk Villas
- Disney’s Fort Wilderness Cabins
- Disney’s Grand Floridian Resort & Spa
- Disney’s Old Key West Resort
- Disney’s Polynesian Villas & Bungalows
- Disney’s Saratoga Springs Resort & Spa
- Disney’s Vero Beach Resort, Vero Beach, Florida
- Aulani, Disney Vacation Club Villas, Ko Olina, Hawaii
- Disney’s Hilton Head Island Resort, Hilton Head Island, South Carolina
- Disney’s Grand Californian Hotel & Spa, Disneyland Resort in California
- Disney’s, The Villas at Disneyland Hotel
- Disney’s Riviera Resort
- COMING SOON – Reflections – Disney’s Lakeside Lodge
- To get an exact quote on DVC financing at all DVC resorts please apply today!
To see our easy, payment calculator: Rates and Calculator
Do You Finance Disney Vacation Club Development Direct Purchase?
YES, we finance Disney Vacation Club direct purchases with Disney Development if you choose to buy direct as long as you have a 650 FICO credit score and pay 30% down payment.
We finance all DVC properties, even direct purchases, and our low-interest rates are in high demand starting at 11.9% and up to 15.9%. Since DVC financing is our specialty we can offer the same 70% loan with a 30% down payment paid directly to Disney.
Loans over $6,000 can be financed for up to 10 years; while loans under $6,000 can be financed for up to 7 years at the same low-interest rate.
Simply provide us with a copy of your contract and we will forward your loan documents to you. Once the original loan documents have been received back fully executed and notarized, we will wire the loan funds directly to Disney Vacation Development to close your purchase immediately. Interest rates are based on credit score as usual and you only need a score of 650 to be instantly approved.
Apply now to get approved to finance Disney Vacation Club direct purchases with Disney Development and we can give you an exact monthly payment quote!
Use our monthly payment calculator to determine your monthly payments here: Payment Calculator
To sign in to your Disney Membership account please visit Disney Vacation Club Log In
What are the total loan originiation fees to finance?
Zero, nada, zilch! With Vacation Club Loans there are NO loan fees. Since we do not have a loan origination fee – you save even more!
Title companies and attorney’s closing fees vary so please refer to your contract for these fees.
How much of a down payment do i have to come up with?
Put as little as 10% down! You can choose how much to put down with Vacation Club Loans and what interest rate you want:
| INTEREST INTEREST RATES RATES | DOWN PAYMENT | ||
| FICO Credit Score | 1 to 7 Year terms | 8 to 10 year terms | |
| 800 – 850 | 11.9% APR | 11.9% APR | 10% down |
| 700 – 799 | 13.9% APR | 13.9% APR | 10% down |
| 650 – 699 | 14.9% APR | 14.9% APR | 10% down |
| 600 – 649 | 15.9% APR | 15.9% APR | 20% down payment required |
| No Prepayment Penalties on All Loans | |||
How much can i finance?
DVC Financing no longer has a minimum or maximum limit; and ALL DVC loans are approved.
You can borrow as little as $1,000.00 and the maximum is determined by debt to income ratio plus credit score. Normally a maximum is $50,000.00 but larger contracts have been quickly approved based on higher-end credit scores.
We can now offer terms of 10 years (120 months) for any loan over $8,000 thus making your monthly payment even lower.
For loans of less than $8,000 the maximum term is 7 years (84 months) still keeping your payment low!
How long can I finance?
We can now offer terms of 10 years (120 months) for any loan over $6,000 thus making your monthly payment even lower.
For loans of less than $6,000 the maximum term is 7 years (84 months) still keeping your payment low!
Do you offer discounted rates to Hyatt Residence club buyers?
Yes. Our normal annual percentage rate is 13.9% however; due to special relationships we offer a 2% discount making a Hyatt buyer’s interest rate only 11.9% with excellent credit.
Will my interest rate increase throughout the term of the loan?
No. Your interest rate is locked in even if national interest rates go up later on.
| INTEREST INTEREST RATES RATES | DOWN PAYMENT | ||
| FICO Credit Score | 1 to 7 Year terms | 8 to 10 year terms | |
| 800 – 850 | 11.9% APR | 11.9% APR | 10% down |
| 700 – 799 | 13.9% APR | 13.9% APR | 10% down |
| 650 – 699 | 14.9% APR | 14.9% APR | 10% down |
| 600 – 649 | 15.9% APR | 15.9% APR | 20% down payment required |
| No Prepayment Penalties on All Loans | |||
How much are the mortgage recording fees?
Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans. In Florida, the average is $250. In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee. This fee will be fully disclosed 30 days before closing your loan.
Vacation Club Loans does NOT have a loan origination fee, saving you even more!
Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders. This will save you a few hundred dollars over our competitors.
You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement. This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.
Do you offer discounted interest rates to Marriott Vacation club buyers?
Yes. Our normal annual percentage rate is 13.9% however; due to special relationships we offer a 2% discount making a Marriott Buyer’s interest rate only 11.9% with excellent credit.
Do you offer discounted interest rates to hilton grand vacation club buyers?
YES for Disney Vacation Club only. All DVC loans are approved no matter what your score is using our Guaranteed Approval – No Credit Check option.
A down payment of 20% is required and loans are 80% of the purchase. You can also FINANCE Closing Costs with us!
do you finance individuals with a credit score of 599 or less?
No. We do not charge a monthly account fee as long as the loan is set up on ACH.
do you charge additional monthly fees?
We can now offer terms of 10 years (120 months) for any loan over $6,000 thus making your monthly payment even lower.
For loans of less than $6,000 the maximum term is 7 years (84 months) still keeping your payment low!
what are the total loan origination fees to finance?
Zero, nada, zilch! With Vacation Club Loans there are NO loan fees. Since we do not have a loan origination fee – you save even more!
Title companies and attorney’s closing fees vary so please refer to your contract for these fees.
what are your interest rates?
Credit Score
Interest Rate
800-850
700-799
600-699
599 or Less (No Credit Check Option
11.9%
13.9%
15.9%
17.9%
Do You Charge A prepayment penalty if i pay my loan off early?
We do not charge prepayment penalties AFTER 90 DAYS. You pay interest only on the principal amount you borrowed, for the length of time you borrowed it.
We can now offer terms of 10 years (120 months) for any loan over $8,000 thus making your monthly payment even lower at the same low-interest rate.
For loans of less than $8,000 the maximum term is 7 years (84 months) still keeping your payment low!
How do i apply for a loan?
Fill out our SOFT credit application here on our secured website under “apply now”. If you need any assistance please call us at 1-800-334-2334 and we can do your application over the phone too.
how do i know if i'm approved?
All DVC loans are approved and we finance all brands of timeshares too!
You will be notified immediately by phone and by a secured email, both. We approve credit applications immediately during business hours.
do i apply for a loan before i make an offer on the Vacation Club contract first?
That is up to you. You can apply for a timeshare loan first and know ahead of time what you qualify for. Learn your interest rate and payments you will have based on an amount beforehand. This is being a well informed shopper.
Or if you prefer, you can find your vacation club interest first and apply later. It’s all up to you and we’re ready to help when you need us.
Approvals do not expire so we recommend locking in your rate now!
when are the funds sent to my escrow agent or title company?
Immediately. Upon receiving notification from the escrow agent or title company that all your closing and loan documents are signed and you are ready to close, the funds are sent the same day.
how much are the mortgage recording fees?
Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans. In Florida, the average is $250. In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee. This fee will be fully disclosed 30 days before closing your loan.
Vacation Club Loans does NOT have a loan origination fee, saving you even more!
Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders. This will save you a few hundred dollars over our competitors.
You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement. This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.
How Much Are The Mortgage Recording Fees?
Anyone and everyone is eligible to be a DVC owner! All of our DVC applications are approved!
Do You Offer Interest Rate Discounts on DVC Financing?
Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans. In Florida, the average is $250. In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee. This fee will be fully disclosed 30 days before closing your loan.
Vacation Club Loans does NOT have a loan origination fee, saving you even more!
Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders. This will save you a few hundred dollars over our competitors.
You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement. This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.
Credit Score
Interest Rate
800-850
700-799
600-699
599 or Less (No Credit Check Option
11.9%
13.9%
15.9%
17.9%
Do You Finance all DVC Resorts, including those outside of Florida?
Yes, we offer DVC financing at all DVC resorts. We are here for you, our customer, no matter where you choose to buy as your home resort. We handle DVC financing for all 4 states where DVC has properties: Florida, Hawaii, California, and South Carolina. See our Blog for articles on each property.
We can now offer DVC financing at all DVC resorts with terms of 10 years (120 months) for any loan over $6,000 thus making your monthly payment even lower.
For loans of less than $6,000 the maximum term is 7 years (84 months) still keeping your payment low!
Here is a complete list of all DVC financing at all DVC resorts we do:
FLORIDA, HAWAII, SOUTH CAROLINA, AND CALIFORNIA
- Bay Lake Tower at Disney’s Contemporary Resort
- Boulder Ridge Villas at Disney’s Wilderness Lodge
- Disney’s Animal Kingdom Villas
- Disney’s Beach Club Villas
- Disney’s BoardWalk Villas
- Disney’s Fort Wilderness Cabins
- Disney’s Grand Floridian Resort & Spa
- Disney’s Old Key West Resort
- Disney’s Polynesian Villas & Bungalows
- Disney’s Saratoga Springs Resort & Spa
- Disney’s Vero Beach Resort, Vero Beach, Florida
- Aulani, Disney Vacation Club Villas, Ko Olina, Hawaii
- Disney’s Hilton Head Island Resort, Hilton Head Island, South Carolina
- Disney’s Grand Californian Hotel & Spa, Disneyland Resort in California
- Disney’s, The Villas at Disneyland Hotel
- Disney’s Riviera Resort
- COMING SOON – Reflections – Disney’s Lakeside Lodge
- To get an exact quote on DVC financing at all DVC resorts please apply today!
To see our easy, payment calculator: Rates and Calculator
Do You Finance Disney Vacation Club Development Direct Purchase?
YES, we finance Disney Vacation Club direct purchases with Disney Development if you choose to buy direct as long as you have a 650 FICO credit score and pay 30% down payment.
We finance all DVC properties, even direct purchases, and our low-interest rates are in high demand starting at 11.9% and up to 15.9%. Since DVC financing is our specialty we can offer the same 70% loan with a 30% down payment paid directly to Disney.
Loans over $6,000 can be financed for up to 10 years; while loans under $6,000 can be financed for up to 7 years at the same low-interest rate.
Simply provide us with a copy of your contract and we will forward your loan documents to you. Once the original loan documents have been received back fully executed and notarized, we will wire the loan funds directly to Disney Vacation Development to close your purchase immediately. Interest rates are based on credit score as usual and you only need a score of 650 to be instantly approved.
Apply now to get approved to finance Disney Vacation Club direct purchases with Disney Development and we can give you an exact monthly payment quote!
Use our monthly payment calculator to determine your monthly payments here: Payment Calculator
To sign in to your Disney Membership account please visit Disney Vacation Club Log In
What are the total loan originiation fees to finance?
Zero, nada, zilch! With Vacation Club Loans there are NO loan fees. Since we do not have a loan origination fee – you save even more!
Title companies and attorney’s closing fees vary so please refer to your contract for these fees.
How much of a down payment do i have to come up with?
Put as little as 10% down! You can choose how much to put down with Vacation Club Loans and what interest rate you want:
| INTEREST INTEREST RATES RATES | DOWN PAYMENT | ||
| FICO Credit Score | 1 to 7 Year terms | 8 to 10 year terms | |
| 800 – 850 | 11.9% APR | 11.9% APR | 10% down |
| 700 – 799 | 13.9% APR | 13.9% APR | 10% down |
| 650 – 699 | 14.9% APR | 14.9% APR | 10% down |
| 600 – 649 | 15.9% APR | 15.9% APR | 20% down payment required |
| No Prepayment Penalties on All Loans | |||
How much can i finance?
DVC Financing no longer has a minimum or maximum limit; and ALL DVC loans are approved.
You can borrow as little as $1,000.00 and the maximum is determined by debt to income ratio plus credit score. Normally a maximum is $50,000.00 but larger contracts have been quickly approved based on higher-end credit scores.
We can now offer terms of 10 years (120 months) for any loan over $8,000 thus making your monthly payment even lower.
For loans of less than $8,000 the maximum term is 7 years (84 months) still keeping your payment low!
How long can I finance?
We can now offer terms of 10 years (120 months) for any loan over $6,000 thus making your monthly payment even lower.
For loans of less than $6,000 the maximum term is 7 years (84 months) still keeping your payment low!
Do you offer discounted rates to Hyatt Residence club buyers?
Yes. Our normal annual percentage rate is 13.9% however; due to special relationships we offer a 2% discount making a Hyatt buyer’s interest rate only 11.9% with excellent credit.
Will my interest rate increase throughout the term of the loan?
No. Your interest rate is locked in even if national interest rates go up later on.
| INTEREST INTEREST RATES RATES | DOWN PAYMENT | ||
| FICO Credit Score | 1 to 7 Year terms | 8 to 10 year terms | |
| 800 – 850 | 11.9% APR | 11.9% APR | 10% down |
| 700 – 799 | 13.9% APR | 13.9% APR | 10% down |
| 650 – 699 | 14.9% APR | 14.9% APR | 10% down |
| 600 – 649 | 15.9% APR | 15.9% APR | 20% down payment required |
| No Prepayment Penalties on All Loans | |||
How much are the mortgage recording fees?
Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans. In Florida, the average is $250. In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee. This fee will be fully disclosed 30 days before closing your loan.
Vacation Club Loans does NOT have a loan origination fee, saving you even more!
Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders. This will save you a few hundred dollars over our competitors.
You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement. This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.
Do you offer discounted interest rates to Marriott Vacation club buyers?
Yes. Our normal annual percentage rate is 13.9% however; due to special relationships we offer a 2% discount making a Marriott Buyer’s interest rate only 11.9% with excellent credit.
Do you offer discounted interest rates to hilton grand vacation club buyers?
YES for Disney Vacation Club only. All DVC loans are approved no matter what your score is using our Guaranteed Approval – No Credit Check option.
A down payment of 20% is required and loans are 80% of the purchase. You can also FINANCE Closing Costs with us!
do you finance individuals with a credit score of 599 or less?
No. We do not charge a monthly account fee as long as the loan is set up on ACH.
do you charge additional monthly fees?
We can now offer terms of 10 years (120 months) for any loan over $6,000 thus making your monthly payment even lower.
For loans of less than $6,000 the maximum term is 7 years (84 months) still keeping your payment low!
what are the total loan origination fees to finance?
Zero, nada, zilch! With Vacation Club Loans there are NO loan fees. Since we do not have a loan origination fee – you save even more!
Title companies and attorney’s closing fees vary so please refer to your contract for these fees.
what are your interest rates?
Credit Score
Interest Rate
800-850
700-799
600-699
599 or Less (No Credit Check Option
11.9%
13.9%
15.9%
17.9%
Do You Charge A prepayment penalty if i pay my loan off early?
We do not charge prepayment penalties AFTER 90 DAYS. You pay interest only on the principal amount you borrowed, for the length of time you borrowed it.
We can now offer terms of 10 years (120 months) for any loan over $8,000 thus making your monthly payment even lower at the same low-interest rate.
For loans of less than $8,000 the maximum term is 7 years (84 months) still keeping your payment low!
How do i apply for a loan?
Fill out our SOFT credit application here on our secured website under “apply now”. If you need any assistance please call us at 1-800-334-2334 and we can do your application over the phone too.
how do i know if i'm approved?
All DVC loans are approved and we finance all brands of timeshares too!
You will be notified immediately by phone and by a secured email, both. We approve credit applications immediately during business hours.
do i apply for a loan before i make an offer on the Vacation Club contract first?
That is up to you. You can apply for a timeshare loan first and know ahead of time what you qualify for. Learn your interest rate and payments you will have based on an amount beforehand. This is being a well informed shopper.
Or if you prefer, you can find your vacation club interest first and apply later. It’s all up to you and we’re ready to help when you need us.
Approvals do not expire so we recommend locking in your rate now!
when are the funds sent to my escrow agent or title company?
Immediately. Upon receiving notification from the escrow agent or title company that all your closing and loan documents are signed and you are ready to close, the funds are sent the same day.
how much are the mortgage recording fees?
Mortgage recording fees are determined by the state the property is located in and none of these fees are kept by Vacation Club Loans. In Florida, the average is $250. In other states like Hawaii and California, it can be approximately $40.00 as they have a higher recording fee. This fee will be fully disclosed 30 days before closing your loan.
Vacation Club Loans does NOT have a loan origination fee, saving you even more!
Vacation Club Loans will not charge you 30 days of interest upfront at closing, like other lenders. This will save you a few hundred dollars over our competitors.
You will know exactly how much you will need to pay at closing ahead of time as the title company will supply you with a closing disclosure statement. This closing disclosure statement lists every fee that the title company charges including recording fees and taxes which go to the state.
