{"id":7124,"date":"2017-06-05T11:56:29","date_gmt":"2017-06-05T15:56:29","guid":{"rendered":"https:\/\/www.vacationclubloans.com\/?p=7124"},"modified":"2017-06-05T11:56:29","modified_gmt":"2017-06-05T15:56:29","slug":"timeshare-loans-explained-3-easy-steps","status":"publish","type":"post","link":"https:\/\/vacationclubloans.com\/website_fd31748e\/timeshare-loans-explained-3-easy-steps\/","title":{"rendered":"Timeshare Loans Explained in 3 Easy Steps"},"content":{"rendered":"

Timeshare Loans Explained in 3 Easy Steps<\/strong><\/p>\n

INTRODUCTION<\/strong><\/p>\n

\u00a0<\/strong>So you\u2019re thinking of buying a timeshare?\u00a0 Congratulations!\u00a0 Why?\u00a0 Because timeshare ownership ensures year after year travel for you and your family usually at a big discount.\u00a0 Obtaining a timeshare loan to purchase on the resale (pre-owned) market is the surest way to maximize those big discounts. \u00a0Below, we will explain the resale and timeshare loan process so you can purchase with only a down payment and budgeting low monthly payments over several years.<\/p>\n

Before I dive into timeshare loans, let me briefly talk about what you are considering to buy in the first place.\u00a0 There are over 5,000 timeshare properties around the world so you should have a basic idea of where you wish to purchase or which brand you like best.\u00a0 For example, DVC, MVC, and HGV (Disney, Marriott, Hilton) are all brands.\u00a0 They have multiple high-end resorts at the highest demanded destinations.\u00a0 There are also many great resorts that are not immediately recognized by their name like Trophy Run in Branson, MO famous for its fishing or Tahoe Sands Resort in Lake Tahoe famous for its majestic landscape. No matter where you buy or which brand you choose, through exchange companies like RCI or Interval, you can travel the whole world by giving your time at your resort and trading it with someone else.\u00a0 Remember, there are over 9,000,000 timeshare owning households to exchange with!<\/p>\n

STEP 1\u00a0\u00a0\u00a0\u00a0\u00a0 APPLY<\/u><\/strong><\/p>\n

Timeshare loans through Vacation Club Loans are credit score driven.\u00a0 This means we retrieve your credit report through Experian and the score you have is the determining factor of approval.\u00a0 A minimum credit score of 650 is required for approval.\u00a0 To apply, simply fill out our free one-page, no-obligation, credit application that can be found here on our secured website at:<\/p>\n

https:\/\/www.vacationclubloans.com\/apply-now\/<\/a><\/p>\n

 <\/p>\n

STEP 2\u00a0\u00a0\u00a0\u00a0\u00a0 CHOOSE YOUR PAYMENTS<\/u><\/strong><\/p>\n

Once we know your credit score we can quote you an exact payment amount and fixed interest rate.\u00a0 Feel free to use our payment calculator over and over to see different monthly payments based on price and length of time using this link here:<\/p>\n

https:\/\/www.vacationclubloans.com\/rates-calculator\/<\/a><\/p>\n

 <\/p>\n

For Example:<\/p>\n

A Purchase Contract of $5,000 will be used below<\/p>\n

$5,000\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Contract Amount<\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 -1,000<\/u>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 20% Down Payment Required on All Contracts (you pay)<\/p>\n

4,000\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Loan Amount\u00a0 (you borrow)<\/p>\n

Based on a $4,000 timeshare loan amount @ 9.9% Annual Interest:<\/p>\n

$\u00a0 84.79\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Per month for 60 months<\/p>\n

Or\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $101.26\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Per month for 48 months<\/p>\n

Or\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $128.88\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Per month for 36 months<\/p>\n

NOTE: We never charge a prepayment penalty so you can pay off your loan early.<\/p>\n

\u00a0<\/strong><\/p>\n

STEP 3\u00a0\u00a0\u00a0 WE SEND LOAN<\/u><\/strong><\/p>\n

We understand the resale market and how vacation ownership works so we help the closing process go smoothly. The title company will send all the documents, including our Promissory Note, to you to sign.\u00a0 Once this package is completely executed and returned to the title company, the title company will notify us that the contract is ready to close.<\/p>\n

Now we send your loan amount to your title company. The distribution of funds completes the sale and the resort is notified that you are now a new owner or an existing owner adding more points. \u00a0The process is complete in 3 easy steps.<\/p>\n

 <\/p>\n

Congratulations\u00a0 –\u00a0 Happy Vacationing!<\/p>\n

 <\/p>\n

For more information please contact Debbie Ely via phone 1-800-334-2334 or email Debbie@vacationclubloans.com<\/a><\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Timeshare Loans Explained in 3 Easy Steps INTRODUCTION \u00a0So you\u2019re thinking of buying a timeshare?\u00a0 Congratulations!\u00a0 Why?\u00a0 Because timeshare ownership ensures year after year travel for you and your family usually at a big discount.\u00a0 Obtaining a timeshare loan to purchase on the resale (pre-owned) market is the surest way to maximize those big discounts. […]<\/p>\n","protected":false},"author":2,"featured_media":7125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-7124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saving-money"],"yoast_head":"\nTimeshare Loans Explained in 3 Easy Steps - Vacation Club Loans<\/title>\n<meta name=\"description\" content=\"Obtaining a timeshare loan to purchase on the resale (pre-owned) market is the surest way to maximize those big discounts.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vacationclubloans.com\/website_fd31748e\/timeshare-loans-explained-3-easy-steps\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Timeshare Loans Explained in 3 Easy Steps - 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