{"id":7313,"date":"2017-10-31T11:25:38","date_gmt":"2017-10-31T15:25:38","guid":{"rendered":"https:\/\/www.vacationclubloans.com\/?p=7313"},"modified":"2017-10-31T11:25:38","modified_gmt":"2017-10-31T15:25:38","slug":"families-saving-743-per-year-disney","status":"publish","type":"post","link":"https:\/\/vacationclubloans.com\/website_fd31748e\/families-saving-743-per-year-disney\/","title":{"rendered":"How Families are Saving $743+ per Year on Disney Resort Vacations"},"content":{"rendered":"

We like to say that you can\u2019t put a price on magical family experiences, but annual or semi-annual trips to Disney can be a bit, well, pricey<\/em>.<\/p>\n

Yes, family vacations to Disney are absolutely<\/strong> worth every penny!<\/p>\n

\u2026but it wouldn\u2019t hurt to save a few dollars, maybe have a little extra to spend on world-class cuisine at the Epcot International Food and Wine Festival<\/a> or on out-of-this-world souvenirs at Disney\u2019s Hollywood Studios<\/a>.<\/p>\n

Many families have managed to do just that —\u00a0 without cutting back on vacations or giving up their favorite Disney resort accommodations. In fact, they saved a lot more than a few dollars: they saved hundreds! And they found a more convenient way to budget for their trips.<\/p>\n

Here\u2019s how you can save big on Disney accommodations too.<\/p>\n

Step 1: Find Your \u201cBallpark\u201d Vacation Budget Estimate<\/strong><\/p>\n

\u00a0<\/strong>If your family is like mine, you just can\u2019t wait to stay in the Boulder Ridge Villas at the Wilderness Lodge. A studio with 2 beds works just fine for the 4 of us, and we prefer to visit Disney in the Spring, shortly after the holiday rush and just before the Central Florida humidity rises to full force. May is perfect.<\/p>\n

Not quite so ideal is the price tag: $3,795 with tax! That\u2019s a sizable check to write each year.<\/p>\n

Fortunately, we\u2019ve learned that we can avoid such a large annual expenditure by paying just $254.37 per month instead<\/strong>. Doing the math, you\u2019ll find that, multiplied by 12 months, those payments add up to only $3,052.44 per year — $743.31 less <\/strong>than the posted price of $3,795.75 (nearly 20% off)<\/strong>!<\/p>\n

It\u2019s made possible by joining Disney Vacation Club through the resale market and financing membership costs with Vacation Club Loans.<\/p>\n

If you know how much you\u2019re spending each year on Disney vacation accommodations, you\u2019re ahead of the game. You can move right along to Step 2.<\/p>\n

On the other hand, if you\u2019re not sure how much you\u2019re currently spending on accommodations, or if there\u2019s been a recent change to your family\u2019s needs, start by thinking about the appropriate number of beds for your family. You probably won\u2019t need to think too hard about this one. Studio and one-bedroom accommodations are the most popular, but it all depends on the size of your family and how you feel most comfortable.<\/p>\n

Next, think about which Disney resorts your family is likely to spend the most<\/em> time at. If you\u2019re familiar with the Disney Vacation Club program or you\u2019re already a DVC Member, you might recognize this as the critical Home Resort consideration — but hold on! There\u2019s no need to decide on a Home Resort quite yet, not if you\u2019re going to do this right and save a lot of money.<\/p>\n

For now, it might be easier for your family to narrow the choices down to your top 3 Disney resorts and do a quick web search to find out how much DVC membership will cost at each of these resorts. That information is all you\u2019ll need for a ballpark budget.<\/p>\n

\u00a0<\/strong>Step 2: See Your Monthly Payment Estimate and Get Pre-Approved<\/strong><\/p>\n

\u00a0<\/strong>With your budget estimate in hand, you can use this free rate calculator<\/a> to see your vacation financing rate options or call 1-800-334-2334 for a more personalized service experience. Vacation Club Loans will give you at least<\/em> 5 low monthly payment options that you can adjust based on rate and term length to meet your family budget.<\/p>\n

Once you\u2019ve selected the payment plan that\u2019s right for you, it\u2019s time to get approved!<\/p>\n

This part is a bit counterintuitive to some buyers, but there are a number of reasons for securing your financing before<\/em> making your DVC purchase:<\/p>\n